Money Changes

Money is changing. Although you may not be aware of the changes, they’ve been happening for a while. Think Venmo. Think Zelle. Although one was a way to send money without using a bank account, and the other was deployed within the banking system, they both represent the digitization of money transfer. And they are just a first step toward what will be a much longer transition in the nature of money itself. Bankers know this, and if they were smart enough, they’d…